Comprehensive Auto

Vehicle protected by Comprehensive Auto insurance

Auto Coverage

Drive With Complete Confidence

Comprehensive Auto bundles the essential coverages every driver needs — liability, collision, comprehensive, and uninsured motorist protection — with optional add-ons like rental reimbursement and roadside assistance. Minnesota Own Your Future tailors limits and deductibles to your vehicle, driving habits, and state requirements.

$129 / mo

Bodily injury and property damage liability
Collision and comprehensive physical damage
Uninsured and underinsured motorist coverage
24/7 roadside assistance available
Multi-vehicle and bundling discounts

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Plan Features

Coverage That Keeps You Moving

From fender benders to major collisions, Comprehensive Auto has you covered on and off the road.

Collision Coverage

Repairs or replaces your vehicle after an accident with another car or object, regardless of fault.

Comprehensive Protection

Covers theft, vandalism, hail, flood, fire, and animal collisions — events beyond your control.

Liability Limits

Configurable bodily injury and property damage limits that meet or exceed state minimums.

Medical Payments

Optional med pay covers medical expenses for you and passengers after an accident.

Rental Reimbursement

Get a rental car while yours is in the shop after a covered claim.

Roadside Assistance

Towing, jump-starts, flat tire changes, and lockout service available around the clock.

Key Benefits

Why Drivers Trust Comprehensive Auto

Smart Savings

Bundle with home insurance or insure multiple vehicles to unlock meaningful multi-policy discounts.

Easy Claims

File claims digitally with responsive support from hello@minnesotaownyourfuture.com.

Nationwide Coverage

Drive confidently across all 50 states with consistent policy terms and support.

Flexible Deductibles

Choose deductibles that balance monthly premium with out-of-pocket repair costs.

Coverage Highlights

What's Included in Your Policy

Comprehensive Auto meets state minimum requirements and goes further with optional enhancements. Your advisor reviews liability limits, deductibles, and gap coverage options based on your vehicle's value and loan status.

State-compliant liability coverage
Physical damage protection for your vehicle
Uninsured motorist bodily injury coverage
Personal injury protection where required
New car replacement for qualifying vehicles

24/7

Roadside Support

50

States Covered

15%

Bundle Savings

4.8

Client Rating (186+)

Common Questions

Comprehensive Auto FAQ

Questions about your quote? Email hello@minnesotaownyourfuture.com.

Rates depend on your driving record, vehicle make and model, annual mileage, location, credit history (where permitted), coverage limits, and deductibles. Safe driving discounts and bundling can significantly reduce your premium.

Higher deductibles lower your monthly premium but increase out-of-pocket costs when you file a claim. We help you find the sweet spot based on your emergency savings and vehicle value.

Rental reimbursement is available as an optional add-on, covering the cost of a rental vehicle while yours is being repaired after a covered claim. Daily and total limits apply based on your selected plan.

Yes. Multi-car policies simplify billing and often qualify for discounted rates. Each vehicle can have tailored coverage limits while sharing a single policy declaration page.

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Drive With Complete Confidence